Heritage Wealth Planning
Heritage Wealth Planning
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My Financial Planning Service
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Are THESE Dave Ramsey's 4 Funds?
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Why 80s Music Was So Horrible
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Mutual Fund Taxes Cost Investors 1%/yr!
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"Do You Have Attention Deficit Disorder?"
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The Miracle of Industrialization
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Wage Stagnation Was Mostly Wrong
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Join me LIVE! Tonight 8pm EST
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Don't Fall For Trade War Hysterics
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Does The Bucket Strategy Destroy Wealth?
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I Deleted My Facebook Account
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Kathy Makes $18k a Year. Can She Retire?
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How Lexapro Helps Keep Me Sane!
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Barbell Investing With Wellesley Fund
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Can’t smoke meat on a gas grill?
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You CAN Retire On Social Security - Chapter 3
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You CAN Retire On Social Security - Chapter 2
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You CAN Retire on Social Security - Chapter 1
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Join me LIVE tonight! 8pm Eastern
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Most Important Financial Data For Retirement
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Is Mz. Tweety(47) On Track For Retirement?
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Social Security and Right Capital
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End The "Collapsing Dollar" Obsession!
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The $950 Financial Plan...and more
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Mind-Boggling and Humbling at the Same Time!
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Medicare Hold Harmless Provision
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Why I Will Go Medigap, Not Medicare Advantage
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Secure Act BAD For RMDS?
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14 Downsides of Retirement?
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Retire Early and Live Longer?
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Jane's Social Security Part 2
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Immediate Annuity to Pay Off Mortgage?
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Stop With The 4% Rule, Already!
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Can't Fly and Be "Green" - (Part 999)
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How Social Security Could Cost Jane $233,427
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Let's Talk About Life Expectancy
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Top 50 Towns to Retire (OK - WY)
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Top 50 Towns To Retire In The US (NE - OH)
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Top 50 Towns To Retire In the US (ME - MT)
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How Does Chris Hogan Miss This??? UGH!
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Top 50 Towns to Retire In The US (FL - LA)
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What Investment to Put Into a Taxable Account
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Top 50 Towns to Retire In The US (AL - DE)
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Medicare Doesn't Cover These 7 Things
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What To Do If Retiring Into a Bear Market?
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Living Organisms in my Grease Catcher
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Vanguard Star Fund - (Has 1 HUGE Benefit)
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The Medical Bankruptcy Fraud
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Austrian Economics: The Punk Of Academia!
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Problems With The Social Security 2100 Act
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Value Investing is Dead...Really???
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VFINX Taking Dividends Only 1998-2018
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Roth 401K?
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401k Loans Do NOT Cause Double Taxation!
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Does the 4% Rule Still Work?
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NHẬN XÉT

  • Manny Alcivar
    Manny Alcivar 30 giây trước

    im going to default on my social security benefits when im 70.

  • Ben C.
    Ben C. 58 phút trước

    COLA calculations aren't properly done or adhere to I believe, I've been looking into this process for the last couple years and I believe the government has been playing with numbers for years to keep COLA down. They don't want to pay out any COLA's to SSA or to veterans compensation. Look at food prices or housing, they are higher than 5% each year it's crazy....

  • Bruce Smith
    Bruce Smith Giờ trước

    Thanks Josh very interesting, why is there a "be nice" posting before your comment section. Are you from fact and historical data again ?

  • Ben C.
    Ben C. Giờ trước

    It's best if we stay with Vanguard or Fidelity Index funds, they provide excellent returns in our retirement accounts without all these fees.. Another note, a lot of retirees will never spend their retirement accounts. When you have plenty of income coming in from your SSA retirement accounts and your pensions you will be passing all your majority of your IRA's to your family when you pass. All the folks I know get plenty of income without working and are all debt free, none of them are spending any of their retirement funds...

  • Bruce Smith
    Bruce Smith Giờ trước

    He is known as the king of corruption. He lives by CA. Standards.Driving prices even higher, taking care of his Bankster buddies. Thanks Josh .

  • Mark Brown
    Mark Brown Giờ trước

    They're saying that the focus group of the CPI-W is less interested in the spending categories that are important to retired persons. Housing and Medical are more important for retirees than urban clerical workers who are more focused on clothing and education.

  • hoofixrman martin
    hoofixrman martin 2 giờ trước

    Dont know why but Im not paying load fee on purchases of amrmx anymore. Not gonna complain!...

  • S Chandler
    S Chandler 3 giờ trước

    With all the technology we have today we have fewer clerical workers. They need to update what they use as a basis.

  • Jim T
    Jim T 3 giờ trước

    Convoluted sentence for sure. You'd expect seniors to hopefully own their homes and have medicaid to supplement health cost. Underweight $ vs worker. Same with apparel, education and transportation. Just look at Josh and apparel as an example!

  • C B
    C B 3 giờ trước

    GREAT for YOU!!! I never opened a Fake Book account :) Better Mental Health is YOUR reward :)

  • Anthony Richardson
    Anthony Richardson 3 giờ trước

    Great stuff Josh!

  • John C
    John C 3 giờ trước

    Good detective work!

  • Ben C.
    Ben C. 3 giờ trước

    Beetles, elvis Presley, sticks, Whitney Houston, Journey and lots of country music was great back then..... What ever the ladies listen too, I was okay then I got married in 82 became a family man..

    • Ben C.
      Ben C. Giờ trước

      @Heritage Wealth Planning I drove a "68" mint condition Red Pontiac Catalina Convertible with a chrome 400. I remember building that car from scratch starting at 13 years old to a new vehicle with my friends and a Teacher's help on the weekends. I bought that car for $200 from the junk yard and junk yard transported the car to my house. My stepfather and mother told me I wasn't old enough to have a car. After my car was finished at 14, my ex-stepfather tried to steal my car from me. The sheriff arrested him and later my mother divorced him which was great.

    • Ben C.
      Ben C. 3 giờ trước

      @Heritage Wealth Planning Honesty is the best policy and being a Sober driver is the only way to get the ladies home safely, their parents would be real mad if they didn't make it home at the proper time.

    • Heritage Wealth Planning
      Heritage Wealth Planning 3 giờ trước

      man, at least you're honest! 😂

  • Ofty
    Ofty 3 giờ trước

    We are all going to die, enjoy your older days while you can, money isnt everything, ok im off on a two hike in the bush.

  • Ben C.
    Ben C. 4 giờ trước

    Michael Jackson music was great, I picked up lots of girlfriends off dancing to that music and lots of other music. It was all about picking up beautiful women back then.

  • Sergio Santana
    Sergio Santana 4 giờ trước

    The the fact that he uses funds that historically have produced returns of 12% over a long term period should not be the story if Ramsey would just leave it at that fine but when he suggests that you can pull 10% from portfolio based on the 12% returns is where his advice gets dangerous.

  • Rob W
    Rob W 4 giờ trước

    Sorry Josh, most 80's music was awesome. Jeez, between climate change, Tom Brady, and hating 80's music your gonna drive subscribers away, haha!

  • Steve 3Sport
    Steve 3Sport 6 giờ trước

    Did you just say/read: (in so many words...) Since the advent of COLA to SSA, there has only been 3 times there was not a COLA increase for its beneficiaries...All 3 were under Obama. All 3...

    • Big_A
      Big_A 14 phút trước

      People voted for Change and boy did they get it ... lol

    • Heritage Wealth Planning
      Heritage Wealth Planning 5 giờ trước

      Since 1975 I believe is what they said

  • Popova Kristina
    Popova Kristina 6 giờ trước

    You should learn who to edited video. At least to add text on it. Topic is good and might have more views but listening calculations it terrible, I feel lost after 4min

  • utseay
    utseay 6 giờ trước

    I'll run this buy you in case you get bored. A family member of mine her mid-60's has 121k in an IRA. She's not sure what to do with it, but wants (will "need" in a year) to pull 6-8% a year. What would you suggest? Smart InvestorPro suggtesions below.

  • Lewis Crump
    Lewis Crump 6 giờ trước

    Josh, you say/believe housing of SS is over weighted...?( you disagree that it's under weighted)..., because, homes are paid off... What percentage of 63 million don't own paid off homes...?

  • utseay
    utseay 6 giờ trước

    I saw a few Smart Investorpros in the past month and one group showed me the section in his book where he discussed the fund start date date and growth rate and matched up 3 of them on the American Funds website. Dates and rates matched up...can't remember if I wrote it down or not but will check next time I check my notes. They were guessing of course, but seemed legit. Maybe same as what you mentioned.

  • Bruce Dangelmaier
    Bruce Dangelmaier 6 giờ trước

    Smash the Cola!

  • Bruce Dangelmaier
    Bruce Dangelmaier 6 giờ trước

    Smash good pointers throughout your video. Barbell type will use.

  • Moyodsreds
    Moyodsreds 7 giờ trước

    As a Musician myself, I had always been fascinated by the top 100 and used to collect 45s since I was a kid! You could tell by the 80s a new sort of corporate commercialism had started to infiltrate singers and bands music, with their so-called radio testing! It began to get excruciating and embarrassing as singers and bands would make their comeback albums attempting to be hip to the current technology or " sound" ! I finally gave up on listening to radio entirely and went to talk radio... the 80's sound had in synthesized formula pop and intensely reverberated snare drums, today's music while not only BAD and soulless ,auto tuned , quantized & ridiculously compressed (my biggest pet peeve) Overproduced cRap is excruciating and annoying! Even the oldies stations with their radio testing play the same songs no matter what oldies station you listen to-what happened to the thousands and thousands of lost 45s? They didn't make the cut because of radio testing? Fortunately there are plenty of Internet radio stations now where you can find the rarely heard lost music which I find somehow brings back the most memories! Songs that were overplayed the first time around & are still overplayed on oldies radio stations are so deeply integrated into the mind that I've heard them enough for a lifetime! I had been a musician all my life and majored in music in college and now I have no interest in it

    • Moyodsreds
      Moyodsreds 4 giờ trước

      Heritage Wealth Planning The crap ? NO !!! though there are occasional new top 100 songs I like-made a bet with myself last year to listen to nothing but today's top 40 music for six months-I have to admit some of them did grow on me! My coworkers at work to get a big kick out of my parody imitations of some of them Like : "bitch better have my money" this summers going to hurt like a Mother F****r" etc lol But I'm back listening to local conservative radio! After touring and traveling 10 years on the road doing music nightly I'm done!! I have my favorites and I will look them up on VN-plus when I am in the mood! Sometimes will listen to today's music on Pandora for a few minutes and also like a radio station called retro attic which plays lost 45s mostly from the 60s and 70s! But love your all your videos keep up the good work! yes I watch several of them every day

    • Heritage Wealth Planning
      Heritage Wealth Planning 5 giờ trước

      No interest in playing or just listening to all the crap that’s out there?

  • Harry Langley
    Harry Langley 7 giờ trước

    My favorite is Fidelity FTRNK. Life of fund since 1958, 11.85%. Fee's are .67%. This would be DR's Large Growth I believe.

  • RL W
    RL W 7 giờ trước

    In defense of Jim, I think he’s right that you have a hyperactive style that is characteristic of ADD. You often don’t finish a sentence or thought without jumping to the next. It does make it hard for some people to follow you. I understand why you might be offended, but when you have a public channel for people to watch then they might share their thoughts, too. That said, I watch quite a few of your videos because I think you have a unique perspective and some very good information. If you jump around more than I can follow, I just move to something else. It hasn’t stopped me from giving each of the videos a try.

    • RL W
      RL W 3 giờ trước

      Yes, I do have a hard time following some of the videos exactly because I am a very focused person and I focus on every word; and sometimes the words just jump all over the place. I definitely wouldn’t even think of suggesting you change your style because you have a core group that loves everything you do, even when some of their comments allude to your tendency to jump from thought to thought before the words have a chance to catch up. It’s a sign your mind races faster than your voice and I get that. And besides I’m still here paying attention to your videos and comments. It’s all good.

    • Heritage Wealth Planning
      Heritage Wealth Planning 3 giờ trước

      @RL W but you said you have a hard time following me... Look man, I'm just joking . you. I literally don't care. I can't change, I'm not going to change and that's that. Even if I'm the last guy here on VN-plus, I'll still be ole Josh, yapping away.

    • RL W
      RL W 4 giờ trước

      No, I’m very focused. Sorry.

    • Heritage Wealth Planning
      Heritage Wealth Planning 5 giờ trước

      So who has the attention deficit though? You or me? I am COMPLETELY focused. But you aren’t. Thus...??? Look literally matters not. Dude was being a passive aggressive ass. He knows it. Most people just post comments on the channel but he took the time to actually Email. Weird, if you ask me

  • Ran
    Ran 7 giờ trước

    Our world loves scripted duplication, everyone doing and saying the same no originality and certainly no authenticity just read the lines and be just like everyone else...to hell with that. Be yourself for goodness sake. People love what you’re doing, I know I do. What VN-plus channel does this Sudo-psychologist have anyway? help me Jesus!

  • Tee MK
    Tee MK 7 giờ trước

    Josh, what do you mean about Cuomo “ shutting down pipelines through NY”/ What pipelines go through NY that govt is controlling the valves of? Or are you referring to some proposed pipeline that Cuomo is preventing from being built? Where is this info from? Thanks. T

    • Heritage Wealth Planning
      Heritage Wealth Planning Giờ trước

      read this ENTIRE article. It will piss you off. Poor people in New England facing horrific natural gas bills because rich people hate the idea of fossil fuels. I'm done with these people. www.powerlineblog.com/archives/2018/01/drive-fast-freeze-a-yankee.php

    • Heritage Wealth Planning
      Heritage Wealth Planning 7 giờ trước

      Oh man ... I will show you. But right now I’m on my walk

  • Chris Johnson
    Chris Johnson 7 giờ trước

    What's so great about a large cap fund that consistently makes less than the SPX? Just buy a SP500 index fund if you were wanting this.

  • Deb Reneau
    Deb Reneau 7 giờ trước

    Very interesting, thanks for sharing.

  • dana kern
    dana kern 7 giờ trước

    Amazing what a similar road we've traveled my friend.WBLM (the blimp) is still playing the same crap as when you left Portland !! Thank goodness for (This is Boston not LA )thats where I first heard of the F.U.s (The Green Berets ) what a liberating piece of vynal. Released in 1982. I did love KISS from the mid 70s to the early 80s

    • Heritage Wealth Planning
      Heritage Wealth Planning 5 giờ trước

      Man my dad used to take me every thanksgiving to see Portland vs deering in the turkey bowl. I had a Portland bulldog beanie with the Pom Pom thing on top. One of my most cherished possessions. Our basketball coach on the island was a Portland high football coach too. The. I even played on the freshman team in 1984. You would recognize me with the clean uniform cause I sucked and never played! 😂

    • dana kern
      dana kern 7 giờ trước

      Deering High 1979. My first concert was KISS in Augusta December 1976

    • Heritage Wealth Planning
      Heritage Wealth Planning 7 giờ trước

      What year did graduate from high school?

    • Heritage Wealth Planning
      Heritage Wealth Planning 7 giờ trước

      Oh man that’s nuts Dana!

  • John C
    John C 8 giờ trước

    I also have read recently that the so-called "Trump Trade War" could also increase inflation and have a "positive" effect on COLA for 2020, if the Trade War increases prices during the third quarter of this year. I also read in another article where the author predicted a zero-percent COLA for 2020. Personally, I'll refer to my handy crystal ball. Thanks for the video!

  • A K
    A K 8 giờ trước

    He does recommend a no load s&p for non retirement general taxable investment. He throws all his extra money into it, when it gets big enough, he buys property.

  • A K
    A K 8 giờ trước

    I don’t think the fidelity should be in his mix, idk why, when I picture dave see American funds, dodge n Cox, lord abbet.

  • Alan LaFromboise
    Alan LaFromboise 8 giờ trước

    Totally disagree, im a 60s and 70s guy but love all the " glam rock" of the 80s! Cinderella, tom petty, eddie money just to mention a few and " guns and roses,! I could go on forever!

  • LostInThe0zone
    LostInThe0zone 8 giờ trước

    So you're saying that this sort of 4 fund portfolio would suffice to cover through retirement?

  • Big Red
    Big Red 8 giờ trước

    Rather stay in my index fund VINIX which has .04 in fees and has averaged 9.9% for 30 years then pay anyone 1-3%

    • Rob W
      Rob W 4 giờ trước

      @Big Red Gotcha...I was thinking Josh should be listening to you if you had $5m in one fund...hehe.

    • Big Red
      Big Red 4 giờ trước

      Rob W It’s within my wife’s 401k

    • Rob W
      Rob W 4 giờ trước

      $5m minimum investment? Yikes, as I said on one of Josh's other videos....mere pocket change!

    • Heritage Wealth Planning
      Heritage Wealth Planning 7 giờ trước

      Oh no disagreement there

    • Big Red
      Big Red 8 giờ trước

      debunker300 Yup couldn’t agree with you more

  • Alberto Santa Barbara County CA

    Can't agree with you on this. Love the 80's music. Here is a list of what you hate... pitchfork.com/features/lists-and-guides/9700-the-200-best-songs-of-the-1980s/

  • Passive Income Tom
    Passive Income Tom 8 giờ trước

    Thanks for sharing Dave's funds and going into detail! 👍

    • Heritage Wealth Planning
      Heritage Wealth Planning 7 giờ trước

      Just to be clear I’m not sure these are his funds but would kinda make sense to me.

  • Robert Bass
    Robert Bass 8 giờ trước

    Lived in Dallas Tx at the time and all rock and roll stations went to disco! I went country.

  • Kathleen Palmisano
    Kathleen Palmisano 9 giờ trước

    Thanks for the analysis, Josh. Does Vanguard offer funds that are comparable to these?

    • greatriffishere
      greatriffishere 8 phút trước

      @Heritage Wealth Planning check out BCSIX!!! Great fund!!

    • Heritage Wealth Planning
      Heritage Wealth Planning 7 giờ trước

      Oh absolutely! I’m getting ready to do a BIG analysis on the Wellington fund

  • GERALD FLORES
    GERALD FLORES 9 giờ trước

    RAMSAY CLAIMS ALL HIS FUNDS OUTPERFROM THE SP500: "FKINX" IS NOT A GROWTH AND INCOME FUND AND IS A "DOG"!

    • Heritage Wealth Planning
      Heritage Wealth Planning 7 giờ trước

      He says ALL his funds beat the sp 500? Wow. That’s just nuts. How could that be Possible? International? Small cap? And large cap? Bwahahahaha

  • Susie Q
    Susie Q 9 giờ trước

    Talk about chicken scratch! 😂😂 Good video, thanks for covering! I’m trying to figure out my portfolio! I’m currently doing Schwab’s robo investing, any thoughts on that?

  • TheMaster
    TheMaster 9 giờ trước

    80's was the best. U2 by itself makes the trip worth it!

    • Heritage Wealth Planning
      Heritage Wealth Planning 3 giờ trước

      @TheMaster sorry... :)

    • TheMaster
      TheMaster 6 giờ trước

      @Heritage Wealth Planning Noooo, now I'll have to wander where the streets have no name(or financial guidance). ;)

    • TheMaster
      TheMaster 6 giờ trước

      @Heritage Wealth Planning Clearly you still have not found what you are looking for. ;)

    • Heritage Wealth Planning
      Heritage Wealth Planning 7 giờ trước

      Have some good friends who follow U2 around a bit. I think I’d rather watch the WNBA than that

    • Heritage Wealth Planning
      Heritage Wealth Planning 7 giờ trước

      Nooooo... you are banned from this channel!!! 😂

  • Kevin Harris
    Kevin Harris 9 giờ trước

    Definitely loved the 60s and 70s music better but 80s did have some great stuff from Springsteen, Browne, Seger, Petty, Steve Earle, Prine, Fleetwood Mac., Zevon, Ronstandt. I came late late to Pink Floyd. Like not love them. Comfortably Numb and as you point out Wish You Were Here (backstory is great on this song) definitely worth a few listenings. 90s to present! Ugh Music wise, I feel so grateful to have grown up during the best music. Back in the time where the entire album, not just one song, was great. And most songs on Casey Kasem’s American Top 40 were fantastic.

  • Clint Collins
    Clint Collins 9 giờ trước

    I’m a big fan of 70’s and 80’s music. A lot of great memories.

  • Margaret Schaefer
    Margaret Schaefer 9 giờ trước

    Oh my gosh, 80's country was the best! George Strait, Alan Jackson, Mark Chestnutt, Alabama, etc. etc!!

    • Heritage Wealth Planning
      Heritage Wealth Planning 7 giờ trước

      I liked the early 90s style of country, Neal McCoy, the Mavericks, Dwight yoakem

  • Riffman42
    Riffman42 9 giờ trước

    You can have my 99 Luft Balloons when you pry them from my cold, dead hands.

  • Harry Langley
    Harry Langley 10 giờ trước

    Personally, I loved the 80's music. Thanks to You tube I have a nice mix of them on my playlist. To be honest I listen to both kinds of music today, Country and Western. :-)

  • Michael Ak
    Michael Ak 10 giờ trước

    even the "mega bands" such as Metallica.....

  • Steve
    Steve 10 giờ trước

    Nope 80s music was awesome........ I will listen to this later but work calls for now.... I love the 80s and it is subjective. Though I am not talking rock I am talking other stuff like Depeche Mode or Whitney HOUSTON. Stuff like that. N respect you right to not like 80s but no no no it had its place lol. We in Houston have been seeing more 80s club popping up around town 🤣😁

  • Michael Ak
    Michael Ak 10 giờ trước

    The 80's was punk type music in my world....mainstream music = (shit music), mainstream food (SAD Diet)=shit food, mainstream TV=shit TV.... conclusion: most shit if "Mainstream" = shit _______

  • Rick Travis
    Rick Travis 10 giờ trước

    ‘80s music was much better than what we hear today.

    • Michael Ak
      Michael Ak 10 giờ trước

      not sure slick rick........tough call. (equally bad to me.....)

  • rick s
    rick s 10 giờ trước

    Do you read PJMedia, also?

  • Armandine Jacotin
    Armandine Jacotin 10 giờ trước

    Thanks I suspected their offer to be ?. Glad to have checked you out.

  • Frank Of VA
    Frank Of VA 11 giờ trước

    Josh, I love all of your videos on the Bucket Strategy.

  • Moyodsreds
    Moyodsreds 14 giờ trước

    Josh , if my employer doesn't offer HSA , are individual HSA plans available for single individuals ? I was just looking into this earlier.

  • Miranda Flynn
    Miranda Flynn 16 giờ trước

    I can understand you and I cannot others. Keep doing what you are doing.

  • Rick
    Rick 16 giờ trước

    VN-plus could use a million more hard-working guys like Josh! THANKS FOR ALL YOU DO!!

  • Rick Lenegan
    Rick Lenegan 16 giờ trước

    I object to them automatically assumed "H" they insert when one is diagnosed w/Attention Deficit. My son has it (turns out he inherited it from me) and he has always been the most "chill" person you would ever meet. The reason more boys seem to be diagnosed ADD is because girls are just harder to diagnose. Might be the "multitask" mindset they have.

    • Heritage Wealth Planning
      Heritage Wealth Planning 7 giờ trước

      When it comes to dyslexia girls are harder to Identify too... they tend to be not as noticeable as the boys who act out

  • Rick Lenegan
    Rick Lenegan 16 giờ trước

    How many ADD kids does it take to change a lightbulb? How's your car running?

  • dave g
    dave g 18 giờ trước

    If you don’t like him don’t listen, 👍

  • Sylvan Butler
    Sylvan Butler 19 giờ trước

    ADD is definitely overused diagnosis. It did not exist when I was in school, otherwise I probably would have been submitted by my teachers. I was always doing my own thing in class. Reading a book or magazine from the library, reading ahead, doing my homework so I wouldn't have to carry books home. In any literature class I'd usually have read everything interesting out of the book in the first couple of weeks, and everything else in the book a couple of weeks after that. Luckily I was enough of a multitasker to get decent grades (and had parents that insisted on it). It seems very hypocritical to me to talk about embracing diversity while drugging kids to make sure they are only diverse in approved ways.

  • Robert Lindefjeld
    Robert Lindefjeld 21 giờ trước

    Sorry I had to miss the live session this week! Watched it and you provided another great session. Had to attend a high school graduation party for friend’s kid.

  • Robert Lindefjeld
    Robert Lindefjeld 21 giờ trước

    Don’t change a thing. It’s working. People want authenticity. You provide it.

    • Heritage Wealth Planning
      Heritage Wealth Planning 7 giờ trước

      Thanks kind sir. Couldn’t change even if I wanted. Big Guy upstairs made like this and I’m pretty comfortable with that

  • Big Red
    Big Red 21 giờ trước

    I think the abundance you see people having is from debt as most i feel now pay for things today with tomorrow’s money

  • A K
    A K 22 giờ trước

    Keep doing what you do. I’ve only been following for a few weeks and like your style.

  • James Alias
    James Alias 22 giờ trước

    Wages have not kept pace with the every increasing overall tax burden on the middle class.

  • reevin riggin
    reevin riggin 22 giờ trước

    I have it a bit, too. It makes your channel endearing IMHO. Just keep being you, Josh. Thanks for all the advice that you share too. It has really helped me with future planning. For that I owe you big time.

  • Ben C.
    Ben C. 22 giờ trước

    Everyone needs to smash the thumbs up button, to help Josh ratings with google...Be safe, have fun and enjoy life everyday!!

  • Ben C.
    Ben C. 22 giờ trước

    I see more and more people replacing mutual funds with ETF's with less fees.... Management fees can really effect folks total return..

  • Jeff G
    Jeff G 23 giờ trước

    I just realized I have ADD because I cannot watch the rest of this video. Keep doing what you're doing, Josh!!

  • Da St
    Da St 23 giờ trước

    The most important thing to note about the lack of identity between wage and productivity gains is that productivity is not a product of workers' input. It's a product of capital input. Workers don't make productivity rise--entrepreneurs and capital investors make productivity rise. Take away the investment of capital and ideas from entrepreneurs, and you've got workers jamming a stick into the ground to make a hole to drop a seed into, and putting their all into it. It's not "the workers" who make everything. Workers are not the people who produce the wealth. It's the ideas. It's the capital--literally, the head (capit)--not the muscle, that makes wealth.

  • Da St
    Da St 23 giờ trước

    Just going to note that Thomas Sowell knocked down "wage stagnation" over a decade ago.

  • Bruce Dangelmaier
    Bruce Dangelmaier 23 giờ trước

    Smash.....look squirrel👀🐿🤪

  • Eddie Duncan
    Eddie Duncan Ngày trước

    We are all different. Your entertaining and informative. I most likely would not watch if you were not a little animated Josh. Keep up the good work and thanks.

  • Bruce Dangelmaier
    Bruce Dangelmaier Ngày trước

    Smash ETF style!

  • Mary Kay
    Mary Kay Ngày trước

    I don't agree on everything you say but this is so true. We need to change the school system and how we perceive things!

    • Heritage Wealth Planning
      Heritage Wealth Planning 7 giờ trước

      Ummmm how could you not agree with everything I say when I am 199% correct... on everything!!!🤣

  • Moyodsreds
    Moyodsreds Ngày trước

    Interesting Josh. As of tax time this year my tax man and I were discussing the SS website & income calculator forecast etc. He pointed out that no matter how high my income increases in the next 10 years my Social Security amount did not change one bit! I even tested this with extreme amounts at the SS Site. So I found that very frustrating since my estimated amount for the future was so minuscule.

  • Miranda Flynn
    Miranda Flynn Ngày trước

    Ok I got Josh’s summary buy ETFs in taxable accounts because mutual funds will send you surprise capital gains at year end.

  • LostInThe0zone
    LostInThe0zone Ngày trước

    Does that make sense? Well I understand what it means, but it doesn't make sense.

  • Ross Macintosh
    Ross Macintosh Ngày trước

    Maybe Jim could try videoing himself talking unscripted. I think he'd find he'd also be "all over the place". The reason is that's the way real people talk. Josh is a real person. Most screenwriters & playwrights don't write real dialogue but the funny thing is we see so much of their work that their kind of conventualized parsed dialogue it is generally accepted as "realistic". Continuing on my stream of consciousness, I also think it is an observable fact that people at work, say in a business meeting, really don't talk the "freely". Record the conversations of the same people in a more relaxed setting, play it back and listen. The real, unguarded, conversations will be dramatically different. Compared with the dialogue we see on tv, or in the equally unnatural setting of a business meeting, the real conversations will be more difficult to follow. The are essentially unscripted. Being critical that unscripted dialogue is too all over the place to be coherent suggests a need to join more real conversations & be immersed more in the wonderful messy vitality that is the flow of real dialogue.

    • Heritage Wealth Planning
      Heritage Wealth Planning 7 giờ trước

      And this is why I miss the liberals of the old days... the free flow of ideas, thoughts and dialogue without the pre-approved vernacular.. Conservatives are inherently structured and methodical that’s what makes them conservatives. But today even the left is authoritarian and it makes most people afraid of authenticity for fear of offending someone. Enough of that crap, I say! Talk ab a boring way to live

  • Bruce Smith
    Bruce Smith Ngày trước

    Thanks Josh I hate how everything has to have a name, or diagnosis, or explained. Leave the boy alone an lettem have so fun.

  • Bruce Smith
    Bruce Smith Ngày trước

    Thanks Josh hate to see all this false information out there skewing attitudes and budgets

  • Bruce Smith
    Bruce Smith Ngày trước

    Godbless capitalism and industrialization Thanks Josh SMASHING.

  • Kevin Harris
    Kevin Harris Ngày trước

    I just can’t trust a guy not wearing a suit and tie! Ha Keep up the great work. Love all the videos.

  • John C
    John C Ngày trước

    Eye-opener.

    • Heritage Wealth Planning
      Heritage Wealth Planning 7 giờ trước

      Oh it’s even worse John this is just the tax overhang... when factoring other fees and such ...yikes!

  • Mike Rhymes
    Mike Rhymes Ngày trước

    I can follow you. I prefer videos that are between 5 and 10 minutes.

  • BlackWorldTraveler
    BlackWorldTraveler Ngày trước

    Keep doing what you're doing.

  • Silver Gold
    Silver Gold Ngày trước

    Awesome. Don’t change Josh

  • Frank Of VA
    Frank Of VA Ngày trước

    I go to a site www.in2013dollars.com and it allows you to put in a dollar amount for any year and it shows it’s inflation adjusted total in 2019. I put in my salary from 1992 when I got married and it’s almost exactly the same value as today. Then I put both my salary and my wife’s and the total, again, is almost exactly the same.

  • J Zee
    J Zee Ngày trước

    You are a real person who is talking to us like we are having a beer. Content is awesome. Keep doing what you do.

  • Ripe Melon
    Ripe Melon Ngày trước

    Lol Josh you gave it right back at him!

  • Ben C.
    Ben C. Ngày trước

    Josh, we all have it. Unless your a robot....... Keep up the good work and live life......

    • Ben C.
      Ben C. 23 giờ trước

      @Heritage Wealth Planning The only robots that weren't boring were on Star Wars, I didn't really like the robot on that show with Will Robinson that came out in the 60-70's.

    • Heritage Wealth Planning
      Heritage Wealth Planning Ngày trước

      Bores me to death

    • Heritage Wealth Planning
      Heritage Wealth Planning Ngày trước

      Well some folks like the robots

  • Alberto Santa Barbara County CA

    Bahahaha...... YES!!! You have ADD....Dude!!!!.....Absolutely......Bahahaha..... They found you......run Joshua run.....couldn't stop laughing.... Thank you and love you men.....do not change....

  • LASERJOCK 666
    LASERJOCK 666 Ngày trước

    Hey, Josh, I can follow you just fine, so I must have ADD, too. Lol. Keep up the good work.

  • dana kern
    dana kern Ngày trước

    Hey Josh love your channel everything from gardening grilling climate change you name it stand tall on your soapbox my friend

  • John Outen
    John Outen Ngày trước

    Yes you have have some characteristics that would lead some to define you as having ADD. When you really study the phenomena its a focus. We can hyper focus its just the way our brains work. We do get really in the weeds that we dissect the issue or thing we are focused on but that is the blessing! That's probably the reason I like your channel so much! I was diagnosed many years ago and my ADD is a blessing and at times a curse but more of the latter. I completely understand your thought process. We are always thinking four steps ahead. I take a small dose of Ritalin for work in the morning but I do not take it in the afternoon or weekends. It's the only way I can finish projects. I get started on multiple projects at a time and think its grand but its difficult for others to follow me but I usually am leading in projects 2 to 3 steps ahead. We hate to be still but we get stuff done.

  • GW TV
    GW TV Ngày trước

    I like your content Josh, I have trouble expressing myself in front of a camera but I can talk all day long face to face, I have to breakthrough that wall.